Calculated Risk.

Confident Coverage.

JEM Underwriting Managers brings a fresh, expert-driven approach to
commercial property insurance.

We specialize in CAT exposed and complex risks, delivering bespoke solutions across primary, excess, monoline perils, and shared or layered programs. With deep technical expertise, broad underwriting authority, and a true white glove service model, we provide brokers with clarity, responsiveness, and the confidence of top-tier capacity. JEM pairs innovation with precision to craft smart, flexible coverage solutions tailored to each risk.

Discover Our Offerings

100% dedicated to the
wholesale distribution network
Strategic capacity to underwrite
the full range of risk, from
catastrophic to non-catastrophic
Available in all 50 States

Target Classes

Real Estate
Offices
Hotels
Condos 

Retail
Light Warehousing
Restaurants
Hospitals 

Nursing Homes
Educational Facilities
Municipalities
Apartments

About Us

Overview | Leadership | Connection to Ryan Specialty

Offerings

Property | Deductible Buy Back

Claims

Contact

The descriptions of these programs are only a summary of available coverages. Actual policy language will dictate the scope of coverage in the event of a claim. We encourage agents to read the full policy form and any applicable endorsements for full terms and conditions and encourage their policyholders to do the same. JEM Underwriting Managers, LLC, is a Delaware limited liability company based in Illinois. JEM Underwriting Managers, LLC, is a subsidiary of RSG Underwriting Managers, LLC, which is a subsidiary of Ryan Specialty, LLC. JEM Underwriting Managers, LLC, works directly with brokers, agents and insurance carriers, and as such does not solicit insurance from the public. Some products may only be available in certain states, and some products may only be available from surplus lines insurers. In California: JEM Managers Insurance Services, LLC (License #6006842). ©2026 Ryan Specialty, LLC

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