About Us

JEM Underwriting Managers was built to deliver what the commercial property market needs most: expert underwriters who have the authority, flexibility, and innovation required to solve complex challenges. We focus on CAT exposed and difficult to place property risks, combining deep technical expertise with the agility of a modern MGU.

Our team approaches every submission with fresh thinking and a commitment to precision. Whether the need involves primary, excess, monoline perils, or shared and layered structures, we develop bespoke solutions that reflect the unique characteristics of each risk. We do not rely on rigid guidelines. Instead, we design coverage that provides meaningful value to our broker community by addressing exposures in a thoughtful and customized way.

Service is at our Core

Service is at the core of who we are. JEM provides a true white glove experience that is defined by responsiveness, clarity, and collaboration. Brokers trust us because we communicate transparently, turn submissions quickly, and bring informed insight to every placement. This high touch approach, combined with strong capacity and market expertise, helps us build long lasting relationships and consistently deliver results.

With a fifty state binder, broad underwriting authority, and manuscript policy capabilities, JEM brings both agility and creativity to the property marketplace. We tailor coverage to so that each solution aligns with the specific exposures, operations, and challenges of each insured.

At JEM Underwriting Managers, we deliver intelligent underwriting supported by exceptional service. Our mission is to provide brokers with the confidence, capability, and creativity they need to meet the demands of today’s property market.

Leadership

Katie Davies

CEO

Tim Davis

President

Emily Hughes

Chief Operating Officer

Corey Robinson

Chief Underwriting Officer

Rob Denton

Executive Underwriter

Michael Manus

Executive Underwriter - Deductible Buy Back

Matt Norton

Executive Underwriter

Connection To Ryan Specialty

Ryan Specialty

JEM Underwriting Managers is a part of the Ryan Specialty family. Ryan Specialty is a service provider of specialty products and solutions for insurance brokers, agents and carriers. Ryan Specialty provides distribution, underwriting, product development, administration and risk management services by acting as a managing underwriter and a wholesale broker. Ryan Specialty’s mission is to provide industry-leading innovative specialty insurance solutions for insurance brokers, agents and carriers. ryanspecialty.com (NYSE: RYAN)

Ryan Specialty was founded in 2010 by Patrick G. Ryan, the widely respected insurance veteran, founder and former Chairman and CEO of Aon Corporation. Mr. Ryan saw the need in the marketplace for a specialty organization dedicated exclusively to creating sophisticated insurance solutions for risks that demand innovation, proven leadership, outstanding industry expertise and quality services on behalf of brokers, agents and carriers.

Within Ryan Specialty, JEM Underwriting Managers is a part of the Ryan Specialty Underwriting Managers (RSUM) division. RSUM delivers an independent and entrepreneurial approach to the specialty lines space by providing a unique platform for operational, legal, actuarial and technical support. RSUM’s exceptional resources and back-office support allows underwriters to focus on the risk itself, delivering a superior level of service to brokers, agents and carriers.

About Us

Overview | Leadership | Connection to Ryan Specialty

Offerings

Property | Deductible Buy Back

Claims

Contact

The descriptions of these programs are only a summary of available coverages. Actual policy language will dictate the scope of coverage in the event of a claim. We encourage agents to read the full policy form and any applicable endorsements for full terms and conditions and encourage their policyholders to do the same. JEM Underwriting Managers, LLC, is a Delaware limited liability company based in Illinois. JEM Underwriting Managers, LLC, is a subsidiary of RSG Underwriting Managers, LLC, which is a subsidiary of Ryan Specialty, LLC. JEM Underwriting Managers, LLC, works directly with brokers, agents and insurance carriers, and as such does not solicit insurance from the public. Some products may only be available in certain states, and some products may only be available from surplus lines insurers. In California: JEM Managers Insurance Services, LLC (License #6006842). ©2026 Ryan Specialty, LLC

Legal | Privacy

Katie Davies

CEO


katie.davies@jemunderwriting.com
+1 312 637 8289
Katie Davies | LinkedIn

Katie Daley Davies serves as CEO of JEM Underwriting Managers, a business unit of Ryan Specialty Underwriting Managers. She was a founding member of WOW! (Women. Opportunity. Winning!), Ryan Specialty’s womenfocused employee resource group. Katie has been with Ryan Specialty since 2018.

Katie has more than 25 years of experience in the insurance industry. She previously served as President of Amwins Special Risk Underwriters from 2009 to 2018 and, prior to that, was Vice President, Midwest Regional Property Manager with Chubb (formerly ACE). Katie began her career with an internship at Aon in London before working as a broker for Marsh.

Katie earned a bachelor’s degree in government with a concentration in international relations from Georgetown University. She serves on the Georgetown University Allegiance Committee, which supports women’s athletics, and is a founding member of a Young Presidents Organization chapter in Miami. Katie was named Ryan Specialty Underwriting Managers’ Executive of the Year in 2023 and has been included on Insurance Business America’s Hot 100 2024, Elite Women 2023, and Elite Women 2020 lists.

Tim Davis

President


tim.davis@jemunderwriting.com
+1 312 878 8958
Tim Davis | LinkedIn

Tim Davis serves as President of JEM Underwriting Managers, a business unit of Ryan Specialty Underwriting Managers.

Prior to joining JEM, Tim spent six years at Amwins Special Risk Underwriters as a property underwriter. During his tenure, he attended the Amwins Sales and Leadership Academy and received MVP of the Month recognition three times for streamlining operations and developing underwriting tools.

Tim earned dual bachelor’s degrees in history and French from North Park University and is a veteran of the United States Army.

Emily Hughes

Chief Operating Officer


emily.hughes@jemunderwriting.com
+1 804 465 6130
Emily Hughes | LinkedIn

Emily Hughes serves as Chief Operating Officer of JEM Underwriting Managers, a business unit of Ryan Specialty Underwriting Managers. She brings more than a decade of experience across specialty commercial property underwriting, operations, and strategic leadership, and has played a key role in building and scaling JEM's underwriting platform. Her background spans launching new insurance products, managing complex carrier relationships, and developing operational frameworks that support underwriting performance and growth.

Prior to joining JEM in 2020 following the acquisition of All Risks, Ltd., Emily served as Underwriting and Operations Manager for All Risks' internal catastrophe property underwriting MGU, where she expanded product offerings, implemented tools to manage aggregate exposure, and developed portfolio optimization strategies. Emily began her insurance career at Kinsale Insurance Company, underwriting complex catastrophedriven shared and layered commercial property exposures.

Emily earned a Bachelor of Business Administration from James Madison University and holds the Chartered Property Casualty Underwriter designation.

Corey Robinson

Chief Underwriting Officer


corey.robinson@jemunderwriting.com
+1 404 698 1946
Corey Robinson | LinkedIn

Corey Robinson serves as Chief Underwriting Officer of JEM Underwriting Managers, a business unit of Ryan Specialty Underwriting Managers. He previously served as Executive Underwriter at JEM, a role he held from 2019 until his promotion to Chief Underwriting Officer in 2024.

Corey brings more than 25 years of experience in the insurance industry, with deep expertise in excess and surplus lines property and specialty products. Prior to joining JEM, he held senior leadership and underwriting roles at several global insurance and reinsurance carriers, including Zurich North America and Global Indemnity Group, where he served in various vice president and regional vice president capacities. He began his career in underwriting and production roles at Allianz Global Corporate & Specialty (AGCS).

Corey earned a Bachelor of Business Administration from American InterContinental University and has built a career focused on underwriting leadership, wholesale distribution, and complex property risk expertise.

Rob Denton

Executive Underwriter


rob.denton@jemunderwriting.com
+1 949 873 0324
Rob Denton | LinkedIn

Rob Denton serves as an Executive Underwriter at JEM Underwriting Managers, a business unit of Ryan Specialty Underwriting Managers. He joined JEM in March 2024.

Rob brings more than 15 years of experience in the insurance industry, with deep expertise in differenceinconditions and earthquake coverage, underwriting solutions for complex risks, and building strong broker and carrier relationships. Prior to joining JEM, he served as Senior Underwriter at Palomar, where he focused on specialty property underwriting. Earlier in his career, Rob held underwriting roles at Arrowhead General Insurance Agency, where he developed a strong foundation in commercial underwriting.

Rob is known for his solutionsoriented approach, collaborative underwriting style, and focus on delivering tailored outcomes for brokers and clients.

Michael Manus

Executive Underwriter - Deductible Buy Back


michael.manus@jemunderwriting.com
+1 312 319 4446
Michael Manus | LinkedIn

Michael Manus serves as an Executive Underwriter at JEM Underwriting Managers, a business unit of Ryan Specialty Underwriting Managers. He was promoted to this role in March 2025 after previously serving as Senior Underwriter and Underwriter since joining JEM in 2019.

Michael has built his career at JEM, where he brings strong underwriting expertise and a solutionsoriented approach to specialty property risks. During his tenure, he developed JEM’s deductible buyback product, contributing to the firm’s product innovation and underwriting capabilities. His experience spans underwriting, product development, and collaboration across brokers and carriers.

Michael earned a Bachelor of Science in Marketing from Butler University. In 2025, he was recognized with the Ryan Specialty Underwriting Managers Founder’s Recognition Award for his contributions and impact.

Matt Norton

Executive Underwriter


matthew.norton@jemunderwriting.com
+1 443 318 6270
Matthew Norton | LinkedIn

Matt Norton serves as an Executive Underwriter at JEM Underwriting Managers, a business unit of Ryan Specialty Underwriting Managers. He was promoted to this role in March 2026 after serving as Senior Property Underwriter since joining JEM in 2019.

Matt has more than a decade of experience in commercial property underwriting, with a focus on catastropheexposed risks and excess and surplus lines business. At JEM, he supports key carrier relationships and plays a central role in setting rates and terms on shared and layered catastrophe property programs using RMS and AIR catastrophe modeling. Prior to joining JEM, Matt held underwriting roles with Sigma Underwriting Managers, a subsidiary of Brown & Brown Insurance, as well as Brown & Brown Insurance.

Matt earned a Master of Science in Management from the University of Florida’s Warrington College of Business and a Bachelor of Science in Packaging Science from the University of Florida. While attending the University of Florida, he was a member of the men’s swim team, a threetime NCAA AllAmerican, and a twotime U.S. Olympic Trials qualifier.