MAX TIV: $3.5B
TERRITORY: All 50 States, excluding Puerto Rico, Guam & USVI

All Risks (including CAT) or Named Perils
Equipment Breakdown Available
Available on a Primary or Full Value basis

All Risks (including CAT) or Named Perils
Up to $100M per risk limit
No minimum attachment

Coverage available for DIC including:
Limits available on a primary, excess, or coinsuring basis
The descriptions of these programs are only a summary of available coverages. Actual policy language will dictate the scope of coverage in the event of a claim. We encourage agents to read the full policy form and any applicable endorsements for full terms and conditions and encourage their policyholders to do the same. JEM Underwriting Managers, LLC, is a Delaware limited liability company based in Illinois. JEM Underwriting Managers, LLC, is a subsidiary of RSG Underwriting Managers, LLC, which is a subsidiary of Ryan Specialty, LLC. JEM Underwriting Managers, LLC, works directly with brokers, agents and insurance carriers, and as such does not solicit insurance from the public. Some products may only be available in certain states, and some products may only be available from surplus lines insurers. In California: JEM Managers Insurance Services, LLC (License #6006842). ©2026 Ryan Specialty, LLC