Matt Norton serves as an Executive Underwriter at JEM Underwriting Managers, a business unit of Ryan Specialty Underwriting Managers. He was promoted to this role in March 2026 after serving as Senior Property Underwriter since joining JEM in 2019.
Matt has more than a decade of experience in commercial property underwriting, with a focus on catastropheexposed risks and excess and surplus lines business. At JEM, he supports key carrier relationships and plays a central role in setting rates and terms on shared and layered catastrophe property programs using RMS and AIR catastrophe modeling. Prior to joining JEM, Matt held underwriting roles with Sigma Underwriting Managers, a subsidiary of Brown & Brown Insurance, as well as Brown & Brown Insurance.
Matt earned a Master of Science in Management from the University of Florida’s Warrington College of Business and a Bachelor of Science in Packaging Science from the University of Florida. While attending the University of Florida, he was a member of the men’s swim team, a threetime NCAA AllAmerican, and a twotime U.S. Olympic Trials qualifier.
The descriptions of these programs are only a summary of available coverages. Actual policy language will dictate the scope of coverage in the event of a claim. We encourage agents to read the full policy form and any applicable endorsements for full terms and conditions and encourage their policyholders to do the same. JEM Underwriting Managers, LLC, is a Delaware limited liability company based in Illinois. JEM Underwriting Managers, LLC, is a subsidiary of RSG Underwriting Managers, LLC, which is a subsidiary of Ryan Specialty, LLC. JEM Underwriting Managers, LLC, works directly with brokers, agents and insurance carriers, and as such does not solicit insurance from the public. Some products may only be available in certain states, and some products may only be available from surplus lines insurers. In California: JEM Managers Insurance Services, LLC (License #6006842). ©2026 Ryan Specialty, LLC